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Terms of Use

Effective Date: February 20, 2025

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Welcome to virtualAdvisors.ai ("virtualAdvisors" or the “Website”), a platform operated by Mandala Wealth Management, LLC (“Mandala Wealth,” “we,” “us,” or “our”). By accessing or using this Website, you agree to these Terms of Use (“Terms”). If you do not agree, please discontinue use of the Website.

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1. About virtualAdvisors

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virtualAdvisors is an informational website and professional referral network. It is not an investment advisory firm and does not provide financial, legal, or tax advice. Any advisory services are exclusively provided by Mandala Wealth Management, LLC, a registered investment advisor. By using this Website, you acknowledge that no client-advisor relationship is formed between you and virtualAdvisors, Mandala Wealth Management, or any third-party professional unless a separate, signed agreement is in place.

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2. Permitted Use

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You may use this Website solely for informational and personal purposes, subject to the following conditions:

  • You will not misuse or attempt to interfere with the Website’s functionality.

  • You will not submit false or misleading information.

  • You will not use this Website to solicit, advertise, or distribute unauthorized content.

 

We reserve the right to restrict or terminate access if these Terms are violated.

 

3. No Investment or Financial Advice

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The content on this Website is for informational purposes only and should not be construed as financial, investment, tax, or legal advice. Nothing on this Website constitutes:

  • A recommendation to buy, sell, or hold any security or investment.

  • A guarantee of investment performance or financial outcomes.

  • Personalized financial planning unless explicitly provided by Mandala Wealth Management under a signed agreement.

 

You should consult a licensed financial professional before making any investment or financial decisions.

 

4. Third-Party Referral Network

 

virtualAdvisors may feature or refer users to third-party financial professionals or service providers. We do not endorse, guarantee, or assume responsibility for any advice, services, or products provided by these third parties.

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Any engagement with a third-party professional is at your own risk, and virtualAdvisors is not liable for their actions, advice, or services.

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5. Intellectual Property

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All content on this Website, including text, graphics, logos, and design elements, is owned by or licensed to Mandala Wealth Management, LLC and is protected under copyright, trademark, and intellectual property laws.

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You may not:

  • Copy, modify, or distribute Website content without prior written consent.

  • Use our trademarks or branding in any way that implies affiliation or endorsement.

Unauthorized use may result in legal action.

 

6. Disclaimer of Warranties

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This Website is provided “as is” and without warranties of any kind, either express or implied. We do not guarantee that:

  • The Website will be available, error-free, or free of security risks.

  • The content is accurate, complete, or up to date.

Use of this Website is at your own risk.

 

7. Limitation of Liability

 

To the fullest extent permitted by law, Mandala Wealth Management, LLC and VirtualAdvisors are not liable for any:

  • Losses or damages arising from reliance on Website content.

  • Actions taken based on information provided on this Website.

  • Third-party services, links, or referrals.

Your sole remedy for dissatisfaction with the Website is to discontinue use.

 

8. Indemnification

 

You agree to indemnify and hold harmless Mandala Wealth Management, LLC, its affiliates, and representatives from any claims, liabilities, damages, or expenses arising from:

  • Your use of the Website.

  • Violation of these Terms.

  • Engagements with third-party service providers.

 

9. Privacy Policy

 

Use of this Website is subject to our [Privacy Policy], which explains how we collect and use data. By using this Website, you consent to our data practices.

 

10. Governing Law & Dispute Resolution

 

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in state or federal courts located in San Diego, California.

 

11. Changes to These Terms

 

We may update these Terms at any time. Changes will be posted with a new Effective Date, and continued use of the Website constitutes acceptance of the updated Terms.

 

12. Contact Information

 

For questions about these Terms, please contact:

 

Mandala Wealth Management, LLC
info@mandalawealth.com

415-633-6804

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